Actually education and health care are two of the most MEDDLED with areas by the feds. What you see are the RESULTS of governmental interference.
The government refuses to do its actual job–law enforcement–and instead keeps cutting bogus deals that only special interests benefit from. On health care, for example:
We need to enforce CONTRACT law so that legit claims do NOT get denied. We need to enforce ANTITRUST law so we taxpayers don’t keep getting taken to the cleaners with bogus costs. We also should reform all these unconstitutional federal programs–like Medicare–that don’t do anything for anyone other than big pharma.
When 75% of the people who declare bankruptcy over medical bills ARE INSURED, then insurance is CLEARLY not the answer.
“Aldrich’s situation is “asinine” but increasingly common, said Dr. Deborah Thorne of Ohio University. Thorne, co-author of a widely quoted 2005 study that found medical bills contributed to nearly half of the 1.5 million personal bankruptcies filed in the U.S. Each year, said that ratio has likely worsened since the data was gathered.
Like Aldrich, Thorne said, three-quarters of the individuals in the study who declared bankruptcy because of health problems were insured. ”
Linda Peeno, MD testified that SHE had often denied treatment JUST to save the insurance company money http://www.thenationalcoalition.org/DrPeenotestimony.html
“the vast majority of health insurance policies are through for-profit stock companies. They are in the process of “shedding lives” as some term it when “undesirable” customers are lost through various means, including raising premiums and co-pays and decreasing benefits (Britt, “Health insurers getting bigger cut of medical dollars,” 15 October 2004, investors.com). That same Investors Business Daily article from 2004 noted the example of Anthem, another insurance company. They said the top five executives (not just the CEO) received an average of an 817 percent increase in compensation between 2000 and 2003. The CEO, for example, had his compensation go from $2.5 million to $25 million during that time period. About $21 million of that was in stock payouts, the article noted.
A 2006 article, “U.S. Health Insurance: More Market Domination, More CEO Compensation”
(hcrenewal.blogspot.com) notes that in 56 percent of 294 metropolitan areas one insurer “controls more than half the business in health maintenance organization and preferred provider networks underwriting.” In addition to having the most enrollees, they also are the biggest purchasers of health care and set the price and coverage terms. “’The results is double-digit premium increases from 2001 and 2004—peaking with a 13.9 percent jump in 2003—soaring well above inflation and wages increases.’” Where is all that money going? The article quotes a Wall Street Journal article looking at the compensation of the CEO of UnitedHealth Group. His salary and bonus is $8 million annually. He has benefits such as the use of a private jet. He has stock-option fortunes worth $1.6 billion.”
–Save America, Save the World by Cassandra Nathan pp. 127-128
“Insurance Companies Robbing Patients
Robbing patients to pay CEOs leads to unprecedented medical insurance corporation greed.
Thursday, January 3, 2008 8:52 AM
By: Michael Arnold Glueck & Robert J. Cihak, The Medicine Men”
Oh and let’s stop a little something INSANE called “compassionate entry”:
“Dickson emphasizes that not all the free care is going to illegal aliens passing through on their way to other states. About half goes to Mexicans who use the Copper Queen as their personal emergency-care facility. In effect, the hospital, which performs general surgery, has become the trauma center for that stretch of northern Mexico. If an ambulance pulls up to the border-crossing point near Bisbee and announces “compassionate entry,” the border patrol waves it through, and the Copper Queen is compelled to treat the patient. It is one more program that Congress mandates but does not pay for. “If you make me treat someone,” says Dickson, “then you need to pay me. You can’t have unfunded mandates in a small hospital.” Although the Medicare drug act that passed last year provides for modest payments to hospitals that treat illegal aliens, Dickson says there is a catch that the U.S. Government has yet to figure out. “How do I document an undocumented alien? How am I going to prove I rendered that care? They have no Social Security number, no driver’s license.”
How about a sensible, FREE MARKET plan that would not only reform ALL government-run health care ON THE WAY TO PRIVATIZING IT, but address the above problems and more:
the NEED for more homegrown, US-educated doctors and nurses (we turn away THOUSANDS of well-qualified students each year, while for doctors, our system REQUIRES because of so few docs being allowed into med school, that 25% of ALL our residencies be filled by graduates of foreign med schools. Not only is that stupid for OUR patients, but it’s THEFT from countries that ALSO have doctor shortages. AKA evil.)
Reduce costs to med students–student loans now average $130K upon graduation–that’s stupid when we give slackers highly subsidized rides through college even if they keep flunking or take pointless classes like Women’s Studies at OUR expense. We HAVE the money to get more med schools, dental schools, nursing programs–stop WASTING it on PC idiocy.
Reduce prescription drug costs by BULK BUYING so it doesn’t hurt pharma which does spend a lot in R&D but doesn’t break the backs of some 80-year-old struggling to stay alive.
That sensible plan?
QUALITY, ACCESSIBLE, AFFORDABLE health care for all.
That means preventative care (physical with follow up). Real medication (no Medicare “donut holes” the really ill are ripped off again.) No bogus ridiculously low “caps” on needed medical procedures. No abuse of the ER. No paying for the silly with the sniffles to go to the doc for free. No more bankruptcies over medical bills. I want THIS plan that ends abuse of the taxpayer, takes the burden off employers, provides price transparency, and ends the rip-off of the US taxpayer at the hands of greedy insurance CEOs (which has been repeatedly documented).
Read the PDF, not the blurb, for the bulk of the plan. Book is searchable on Amazon.com
Cassandra Nathan’s Save America, Save the World
It means after the physical and follow-up you PAY YOUR OWN WAY until med expenses become an actual BURDEN, then insurance kicks in–exactly as it was designed HUNDREDS of years ago when people had more common sense.
Ed should be handled LOCALLY with more input from PARENTS.